Our loan origination solutions include:
HELMS™ Solution – Simplifying the Loan Origination Process
HELMS™ Brochure
Our HELMS solution is designed to originate and manage every type of student loan
program, including Stafford, Plus, GradPlus and Private loan on the same platform.
From Web or paper-based application entry through loan disbursal, HELMS can streamline
and automate this process to significantly increase your loan originations productivity.
Some of the Key Loan Origination Features of HELMS Include:
- Real-time credit decisioning
- PIN-based and PIN-less E-signature capability for faster execution of loan origination
and processing
- Web accessibility to loan information for the loan borrower, lender and school for
user ease and convenience
- Highly scalable functionality to accommodate increasing loan programs and loan requirements
- Automated loan approval processing from guarantor or CommonLine formats
- Complete disbursal processing options allow flexibility for CommonLine, guarantor-specific,
CDA, direct checks or EFT processing — selectable on a loan-by-loan, school-by-school
basis
HELMS operates in a variety of environments from IBM mainframes and IBM pSeries
to Windows-based PCs and LANs. HELMS is also a servicing system, capable of servicing
FFELP, private, and consolidation loans simultaneously, consolidating all of a borrower’s
loans under one master record, servicing multiple guarantors, loan product types
and lenders under one copy of the software.
STAR™ System – Accelerated Origination For Private Loans
STAR™ Brochure
As experts in the student loan industry, we know the way you do business can change
in an instant. That’s why we built the STAR System – a private student loan origination
solution that gives you the speedy execution you need to successfully develop new
loan programs.
Due to the profile-based structure, you can quickly and easily create new loan programs
using the extensive profile options or by copying an existing program and modifying
the exceptions.
Some of the Key Features of our STAR System Include:
- Real-time credit decisioning
- E-signature capability for faster execution of loan origination and processing
- Web accessibility to loan information for the borrower, lender and school for user
ease and convenience
- Highly scalable functionality to accommodate increasing loan programs and loan requirements
- Hold and release processing
- Interfaces with CDAs, Clearinghouse, Call Center
- CommonLine 4 and 5 compliant
- Flexible ad-hoc reporting capability
STAR is also a servicing system,
capable of servicing private loans and private consolidation loans. With STAR you
can originate loans and then sell, transfer and securitize them at any point in
their lifecycle.
Built on Microsoft Architecture for Increased Usability
The STAR system is a Microsoft-based application that lets you separate the presentation
logic, business logic and database logic. Our clients appreciate the advantages
of this design resulting in fewer installs, faster response time and enhanced scalability.